Privacy Policy

Privacy Policy for Claim On Car Finance

Introduction

Welcome to https://claim-on-car-finance.dreamdwellings.net (referred to as ‘our website’ or ‘we’, ‘us’, ‘our’). We are committed to protecting your privacy and ensuring the security of your personal data. This Privacy Policy outlines our practices regarding the collection, storage, and usage of information from our users in adherence to various global privacy laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in electronic documents
  • General Data Protection Regulation (GDPR) by the European Union
  • Lei Geral de Proteção de Dados (LGPD) in Brazil
  • California Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado Privacy Act (CPA), Colorado, USA
  • Utah Consumer Privacy Act (UCPA), Utah, USA
  • Connecticut Data Privacy Act (CTDPA), Connecticut, USA
  • Virginia Consumer Data Protection Act (VCDPA), Virginia, USA
  • Protection of Personal Information Act (POPIA) in South Africa

Scope

This policy applies to all aspects of our website, including but not limited to:

  1. Our online applications and services.
  2. Content hosted on our websites.
  3. Interactions through emails, phone calls, or text messages initiated by us.
  4. Data collected from third-party integrations and links accessible via our platform.

Important Note: This policy does not extend to the privacy practices of third-party platforms, applications, products, or services that you access through links on our site, as they are governed by their respective privacy policies.

Processing Activities

This Privacy Policy outlines how we process your personal data in various scenarios:

  1. Using Our Applications and Services: When you sign up to use our authorized user accounts, we collect and process data necessary for providing these services.
  2. Visiting Our Websites: Information is collected when you interact with our websites, including browsing behavior, IP addresses, and preferences.
  3. Communication from Us: If you choose to receive marketing communications or newsletters from us, we may track open rates, click-throughs, and other engagement metrics for analytics purposes.

Personal Data Collection

We collect multiple types of personal data, including:

  1. Account Information: Details required to set up and manage your account, such as name, email address, and password.
  2. Payment Information: Credit card details or other payment method information used for transactions.
  3. Financial Information: Data related to your financial status, credit history, or loan details.
  4. Purchase Information: Records of products or services you have purchased from us.
  5. Mobile Device Identifiers: Unique device identifiers and mobile app usage data.
  6. Location Data: Information about your geographical location when using our location-based services.
  7. Feedback: Responses to customer surveys, product reviews, or comments.
  8. Social Media Information: Publicly available data from social media platforms if you choose to connect them to our services.
  9. Product Information: Details about products you have shown interest in or purchased on our site.

We collect this data through various methods: user input forms, account settings, browsing activities, automated tracking technologies (such as cookies and pixels), and third-party data providers.

Cookies

We use cookies to enhance your experience and analyze website performance. Cookies are small text files stored on your browser that serve different purposes:

  1. Strictly Necessary: These cookies enable core features of our website, such as account login, page navigation, and access to secure areas.
  2. Preference: Cookies store user preferences, language settings, and display options for a personalized experience.
  3. Analytics: Used by analytics tools to collect aggregated data about how users interact with our websites, helping us improve performance.

Users can control non-essential cookie usage through our Cookie Manager, allowing them to customize their privacy settings.

Children’s Privacy

We do not intentionally collect personal data from children under the age of 18. If you are a parent or guardian and believe that we have collected information about your child, please contact us, and we will take appropriate steps to ensure the deletion of such data.

Your Rights (depending on your location)

Depending on where you reside, you may have certain rights regarding your personal data:

  • Access: The right to request access to the personal data we hold about you.
  • Rectification: Requesting corrections if your data is inaccurate or incomplete.
  • Erasure (Right to be Forgotten): Asking for the deletion of your data in certain circumstances.
  • Restriction: Limiting the use of your data under specific conditions.
  • Portability: Obtaining a copy of your data in a structured, commonly used format and transferring it to another controller.
  • Objection: Objecting to the processing of your data for specific purposes.
  • Non-Discrimination: The right to be free from discriminatory practices based on personal data performance or compliance.

To exercise any of these rights, please contact our Data Protection Officer using the details provided below. We will respond to your request as quickly as possible and within the timeframes prescribed by applicable law.

Changes to Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any significant changes will be notified via a prominent notice on our website, and updated policy versions will be available upon request.

Contact Information

For any questions related to this Privacy Policy, data privacy concerns, unsubscribe requests, or general inquiries, please contact us:

  • Email: contact@claim-on-car-finance.dreamdwellings.net
  • Postal Address: [Provide the physical address]